Don’t Freeze Your Credit Card
Lots of people suggest freezing your credit card as a way to make it more difficult to use. The shame of being up at 1 AM waiting for it to thaw is supposed to be enough deterrent to keep us on track.
It’s an ok idea but I have a better one. Just cut up the card.
I know, I know what if you NEED it later. Well, if you need it later just call the credit card company and they will send you a replacement.
Simple. And frankly, almost too easy.
If not having the card in your wallet causes you to order a replacement in under a week, however, you probably have a problem and you have no choice but to cancel the damn thing.
Have your say